Retirement Fears – Are you Overtaken or Taking Charge ?


Retirement Fears. We’ve all got them!

Any of these common fears familiar?

  • Will my money be enough to last through retirement?
  • How will my health hold up?
  • How will I cope with losing parents, friends, my spouse?
  • Can I maintain my home?
  • What should I be doing with my time?

Change is difficult and aging is full of changes and challenges.

Now that we are facing a time of change again as we enter into this new phase of life known as retirement, it is good to remember that we have done this before at different stages and ages in our lives – and hopefully thrived, not merely survived. So maybe some of our retirement fears are unrealistic.

Because there is not much in life that actually turns out exactly the way we had expected!

Look to your past to gain perspective about change and transition.

  • What are the strengths and skills you have used in the past? Are they appropriate this time around?
  • What have you learned in the first half of your life that has served you well as an adult?
  • You would not have gotten this far in life with out some creativity and real problem solving skills.

F.E.A.R. also stands for, “false evidence appearing real”.  A great way to manage some of this is to RE-FRAME THE FEELING. Athletes are taught to view pre-game anxiety as excitement.

The biological response to anxiety and excitement are very similar, but the mindset is entirely different. If you let fear and anxiety overwhelm you, it is easy at this stage of life to sink into depression or flood yourself with distractions.

Take Charge. Instead, take a deep breath, open our book and see where you are. That’s the first step to consciously, creatively moving forward.

Check Your Pulse

Feeling like you’re on the run in “Alice in Wonderland ?

There are so many places to go, things to see, and people to meet that we can sometimes feel as overwhelmed and scattered as the Mad Hatter!

This is the down side of all the choices we have available at this stage of life.

And it is often fueled by the fear that if not now, when? Maybe we will never have another chance to do, see, be,THIS. There is some truth to that. Our choices are wide and our time, resources and energy are limited. Sigh….

One of the main purposes of  our book is to help us make conscious choices so we are truly maximizing our joy and improving the quality of our experiences. I have found that making choices based on Suzanne’s trio of sensations – does it make me feel focused, energized, happy – often helps the right decision float to the top of my scattered mind. Check out Chapter 7. Give this a try and let us know how it works for you!


YOU Are Worth Celebrating!



Why is it so hard to do?

We say to our children, without hesitation, “You are here to shine, not grovel.” How can we embrace this for ourselves? Having made it this far in life, we have a lot to celebrate! Getting here was not just by happenstance, we have used a lot of creativity and perseverance to arrive at this place and time. And  the choices going forward are ours to make. In this shorter half of life it becomes clearer that we are truly responsible for our own lives, not so much everybody else’s.

Choosing what lifts our heart is not frivolous, it is life enhancing.

Developing discernment, self support and self compassion becomes crucial to living a meaningful life.  Erickson’s developmental task for this stage of life, living with integrity, requires identifying our values and living in sync with them.

What will others think if I say “no”?

Volunteerism, often a great source of connection and community, needs to come from living our values, not from an inability to say no, concerns about what others will think, or a fear if you don’t do the job it won’t get done.

Valuing myself enough to take the time to explore my interests, to try something new, to connect in new ways brings delight.

And delight is worth celebrating! Let’s not worry about looking frivolous, let’s choose joy and celebrate! 

Ideas from our book: Conscious Creative Retirement: 8 Essential Keys

There’s busy, and then there’s busy…

Who and what are filling up your life? One of the exercises I enjoy most in our book is the one called “Finding My Fit” (Chapter 7, pages 74-75), where we are asked to assess the placement of the people and activities filling our life. Our commitments, time and energy are constantly changing as we age.

It’s easy to ignore this and continue doing what we have always done, the way we have always done it, because we have always done it! This became deeply important to me as we were approaching my husband’s death this past year. As my energy became more consumed with care-taking and family communications, many things needed to be rearranged in our lives, and many things dropped away. Since his death, it has been very interesting to re-evaluate people and activities as my energy returns. One friend shared with me how she just got really busy after her husband had died, in order to fill up the empty space.

Distractions or meaningful activities? Suzanne’s suggestion that we evaluate our choices based on the amount of focused, energized and happy energy they create has been crucial for me. Reevaluating values, seeing where I am now, and acting in alignment is satisfying. Choosing joy rather than complacency. Sometimes this is easier said than done. Sometimes I would rather wallow in my grief than make any choices at all, let alone the ones that will enhance my life!
But what we know at this age is that we will only have the life we are willing to create, and we have some good guidelines for doing that well. Thank you, Suzanne!

Gifts, Gratitude and 24 Carat Gold Artists

The Gift. This week has been one to give us pause, contemplate, and understand the power of both gifts and gratitude. The gift?  A 5 star review on for our book on Amazon ! From someone whose spirit and positive outlook are so much a part of her creative expressions, both in art and her writing. I have had great respect and admiration for her talent over the years, and have practiced and taught some of her techniques, but have never had the chance to take her workshops or attend her exhibitions.

What Makes it Special: To have her endorsement for our efforts to help people find fulfillment in this “next chapter of life” is very meaningful to us, and reinforces the importance of using inherent creative expression, wherever you are in the world! (Susan lives in New Zealand)

One of the 8 keys in the book, “the Key to Celebration” not only addresses the importance of learning to celebrate our lives each and every day, but also the importance of acknowledging our gratitude for people and experiences that have enriched our lives.

Our Gratitude: Thank you to Susan Harrison-Tustain, internationally acclaimed fine artist, for your gifts of sharing your talents, your wisdom and your lovely spirit of creativity. They are global influences and speak to all of us as human beings.  And in today’s world, those gifts are very greatly respected. Susan’s website

And here is a sample of her work, called “The Gift”. An appropriate title.

Painting in oil on 24 carat gold and palladium leaf

Encouragement, Relationships and Creativity

Standing in the Atlanta airport on the way home from a recent trip, I took note of a large, bright billboard of Oprah, with the word “encouragement” in bold letters, sponsored by the website, . The billboard was in a line-up of other signs but this one just stood out.  Perhaps because I was feeling tired, travel-weary, and unsure of what was next, I saw the word “encouragement” and wanted/needed to have it in my life, at that moment. Instead of feeling discouraged, I wanted to be encouraged by someone who shared my dream.

Patricia and Anne

The newest addition to our website this month is a story of 2 sisters, who, in their retirement years, have discovered an expanded relationship of mutual creativity, respect and encouragement in their growing art interests. Read Now Their smiles say it all – they’re having fun together and thinking about the next challenge – encouragement from within the family. Give some ENCOURAGEMENT to someone today. It’s positively energizing and it may just make you smile.

Taking Charge of Changes, Choices and Challenges


As we begin the third month of this new year, Patty and I have had to live what we write: managing change, choice and challenge in our daily lives, and navigating that often painful, frustrating and difficult pathway.

Personal loss, postponing/cancellling our workshops, and learning to re-direct our energies have put lots of other things on hold, as we become still, embrace our changing circumstances and emotions and adapt to a new “normal.”  Thank you for your understanding and support, and we will be back soon with great content for living well in these interesting times.

Suzanne and Patty

Is it the Journey or the Destination?

We just returned from a wonderful trip to Costa Rica, and were amazed by the wildlife, the jungles and the gorgeous beaches. Since we arranged our own trip, we had a car and navigated a lot of the country on everything from high speed freeways to pot-holed dirt roads (neither of these were for the faint of heart!!). As we drove, there were days that we just wanted to “get there”, and other days that we delighted in frequent stops to explore the area. Some days the destination was all important, and other days, the journey.

Interesting to think about how this might apply to the way we are choosing to live this next chapter of life – do we savor the moments as they unfold each day, and enjoy the journey? Do we see ourselves as visitors, just passing through in order to get to a desired “there”? Are we intentional about our journey and purposefully headed in a specific direction?  Are we allowing opportunities to create meaningful experiences and relationships pass us by?

Good food for thought as we travel through this time of life.

And if you get the chance to travel to Costa Rica, I can recommend some great places!

Pura Vida from  Suzanne

Mermaids Know. Choice and Change take Courage

by Suzanne

I was inspired to blog about this painting that Patty Van Dyke recently created of a mermaid. Beautiful, imaginative, soulful.mermaid 


It also sent me right back to a time when my daughter absolutely loved Disney’s “The Little Mermaid” movie, and would watch it so often that I was afraid she might start growing fins !

So, how does this all relate to change and courage? The mythic mermaid is a great example.

Choosing to let go of her tail meant that she could no longer live underwater in the sea. The trade-off was that she could have legs and dance in the sand or gaze at a beautiful sunset from the shore. Tough decision.  She had family and friends in that underwater paradise, but her heart was drawn to the shore, and to becoming human. It took courage to face the fear of change, the scary choice of tail vs. legs and the challenge of letting go of life in the water, to embrace the possibilities of life on the land. 

The process of aging brings huge opportunity for personal accomplishment and fulfillment. It can also lead into some dark spaces, where fear of the unknown and self-defeating behaviors can keep us from enjoying the time we have left. When you can learn to look for the “silver linings” that accompany change, you can be rewarded by great possibility instead of fear.

 Chapter 6: Change, Choice and Challenge, the Key to Finding Balance.

Conscious Creative Retirement: 8 Essential Keys to Maximize Your Next Life Chapter The Book

Sorry, This Brain is on Overload

From Suzanne

One of my friends likes to say, “I don’t have a life, I have appointments”. Some days are just like that. Too many commitments, not enough time.  I recently saw a post on Facebook from an old classmate, who was counting down the exact number of days, hours and minutes until his yearly 2 week vacation started.  It was clear that he was anxiously anticipating a break from his daily routine.

And it got me thinking about how the speed of life today is over the limit – trying to get more done is less time.  It gets exhausting, to the point that we just need to escape. We need a rest stop. Chapter 6: 8 Essential Keys

What is occupying so much of our time?  Does it feel like a burden or a pleasure? How do we get that desperately needed downtime, even if we’re no longer working full time?  We all need resting periods that allow our brains to process all the information we take in during the day. Those moments of being able to relax and see life in a different way, to find unexpected connections in situations, and expand opportunities for new experiences – all necessary components of nurturing creativity and decreasing stress.

What sparks your creativity and replenishes your spirit?  Fishing, hiking, travel?  Maybe it’s not activity, but just the opposite –  sitting still in a quiet corner of the garden and letting nature seep in.

Regardless of how you decide to replenish your creative spirit, there are great benefits to doing so.  For starters, here’s a few: a more positive outlook, cognitive health, stress reduction, greater resistance to disease and infection, improved ability to problem-solve. Who doesn’t want more of that?

Here are some interesting articles on nurturing creativity in our downtime:

For a More Creative Brain, Travel , Atlantic Monthly Group 2015

What Creativity is Trying to Tell You, TEDxStuttgart

10 Signs that Tell You to Take a Break, Health

P.S. If you’re ever at a loss to find a great topic of conversation at the next social gathering, ask someone about their latest vacation or trip. People love to talk about their vacation experiences (both good and bad). You may find you have to change the subject after awhile!

We’d love to hear about your rest stops.